Terms of Use and Disclaimer

Last updated: 9 December 2025

These terms of use and disclaimer apply to the Life Admin Clarity website at https://lifeadminclarity.co.uk (the “site”).

By using this site you agree to these terms. If you do not agree, please do not use the site.

1. About Life Admin Clarity

Life Admin Clarity is a UK-based website created by Paul Staves. The site provides general information, checklists and templates to help adults in the UK with pre-death life admin and practical support for executors and families.

The site is aimed at individuals, not professionals or firms.

From time to time, the site may also offer paid digital downloads (for example, templates or spreadsheets). If you choose to buy a digital download, that purchase will also be subject to separate Digital download terms. If there is any conflict between those Digital download terms and these website terms, the Digital download terms will apply to your purchase.

2. Information only, not advice

Nothing on this site is legal, financial, tax, medical or other professional advice.

All content is for general information and education only. It is not tailored to your personal circumstances.

You should not rely on this site as a substitute for advice from a solicitor, financial adviser, accountant, medical professional or other regulated adviser.
Laws, regulations and official policies change over time. The information on this site may not always reflect the latest position.
You remain responsible for your own decisions and for checking information with trusted official sources such as GOV.UK, Citizens Advice, regulators, your local council and qualified professionals.

Using this site does not create any solicitor–client, adviser–client or other professional relationship between you and me.

If you are unsure about your position or have a specific problem, you should take independent professional advice.

3. Use of the site

You agree that you will:

Use the site only for lawful purposes.
Not attempt to disrupt, damage or gain unauthorised access to the site, its servers or any related systems.
Not scrape, harvest or systematically copy large amounts of content or data from the site.

You may use the site for your own personal, non-commercial purposes. You may download or print reasonable extracts for your own use or to help your family or executor, provided you do not remove any notices that appear in the material.

You must not:

Sell, resell or commercially exploit the content or tools from this site.
Present content from this site as your own work.
Offer the content as part of a paid service without prior written permission.

If you would like to use Life Admin Clarity content in a professional context, please contact me first.

I reserve the right to block, limit or throttle automated access to the site (for example by bots, scrapers or other automated tools), especially where this might affect site performance, security or availability for other users.

4. Intellectual property

Unless stated otherwise, all content on this site is owned by or licensed to Life Admin Clarity and is protected by copyright and other intellectual property rights.

This includes text, graphics, images, tools, templates and the overall site design.

You may link to public pages on this site from your own website or social media, provided you:

Do so in a way that is fair and legal.
Do not suggest any form of approval, partnership or endorsement where none exists.
Do not frame this site within another website.

Any permission to download or print material from this site is for your personal use only and does not transfer any ownership or intellectual property rights in that material.

5. External links

This site may include links to other websites, resources or services that are not under my control.

These links are provided for convenience and general information only. They do not mean that I endorse the linked websites, organisations or services.

I am not responsible for:

The content of external websites.
Any products or services you may obtain through them.
Any loss or damage that may arise from your use of them.

You should check the terms and privacy policies of any external sites you visit.

6. Accuracy and changes to content

I take reasonable care to keep the information on this site accurate and helpful. However:

I do not give any guarantee that content is complete, accurate, up to date or suitable for your particular situation.
The site may include errors, omissions or outdated information from time to time.

I may update, remove or change content, tools or features without giving notice.

If you spot something that looks wrong or out of date, I welcome feedback via the Contact page, but I am not obliged to make specific changes.

7. Availability of the site

I try to keep the site available and running smoothly, but I do not guarantee that:

The site, or any content on it, will always be available or uninterrupted.
The site will be free from bugs, viruses or other harmful components.

Access may be suspended, withdrawn or restricted at any time for maintenance, updates or other reasons.

You are responsible for using your own up-to-date virus protection and security measures when browsing.

8. Limitation of liability

To the fullest extent permitted by law:

I exclude all conditions, warranties, representations or other terms which may apply to this site or any content on it, whether express or implied.
I will not be liable for any loss or damage arising from or in connection with your use of this site or reliance on any content, whether in contract, tort (including negligence), breach of statutory duty or otherwise.

This includes (without limitation):

Loss of income, revenue or anticipated savings.
Loss of business, opportunities or goodwill.
Loss or corruption of data.
Any indirect or consequential loss or damage.

Nothing in these terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under the law of England and Wales.

Nothing in these terms affects any legal rights you may have as a consumer that cannot be excluded or limited by law.

9. User contributions

At the moment the site does not allow comments or user-generated content. If that changes in future:

Any comments or contributions you post must be lawful, respectful and relevant.
I may moderate, edit or remove contributions at my discretion.
You will be responsible for any content you post and for any consequences arising from it.

10. Governing law and jurisdiction

These terms, and any dispute or claim arising out of or in connection with them or with your use of the site (including non-contractual disputes or claims), are governed by the law of England and Wales.

You and I both agree that the courts of England and Wales will have exclusive jurisdiction in relation to any such dispute or claim.

11. Contact

If you have questions about these terms or wish to raise a concern about the site or its content, you can contact me via the Contact page on this site.